Calm in the Chaos – How we are wiping out anxiety about the future with Calvin & Keaton

Calvin: Keaton, we are doing this. It’s happening right now. We’re just leaning into it. Are you ready? Are you ready to put the key in the ignition, turn on the car, and get that engine roaring for today? Are you ready? Maybe a little bit of a burnout, a little bit of a skid mark, and not those type of skid marks. We’re talking about the skid marks on the pavement, on the pavement. What are we talking about today?

Keaton: One thing I’ve noticed is the consistency, and that is people that I talk to, Canadians in general, we’re worried about the future. We’re worried about what’s happening. I think there’s a major mistake that people are making. I want to talk about it, and I want to share what you and I are doing to fix it.

Calvin: Absolutely. We’re discussing creating calm in the chaos. The world’s kind of an F-ed up place right now.

Keaton: It is. I don’t know. Maybe it’s just we’re getting older, and this happens to everybody when they hit their 30s, and you start to have kids and think about kids and family. I don’t know. I’ve noticed a lot of people are feeling it, and it feels like trust in the system and stability of things, the government, it doesn’t really matter what side of politics you land on. It seems like there’s a growing disconnect. I’ve noticed a lot of people are spiraling. I think COVID was the big thing that really kicked it off, but it just seems like there’s just, but wait, there’s more, but wait, there’s more. It’s like a bad infomercial.

Calvin: Usually, there’s a recovery zone where it’s like when you get hit, you can go to the gym, and then you’re tired, and you’re exhausted, and you can rest it off, and then you have time, and then you go back, and you’re stronger than ever. I feel like there was never really that recovery period, and then it was just like bang after bang after bang. I can’t even imagine, because I was telling you before we got on, I don’t watch the news. I don’t listen to the news. The reason why I don’t, it’s not because I want to be ignorant to what’s happening in the world. I just know that it’ll become my focal point, and then it’ll take my world that I can control will be less, I’ll have less focus on that.

That’s really the world that we’re talking about today is the world that you can control. I don’t want to say you can’t control what’s happening in politics. If you want to get into the politics and everything else like that, sure, maybe you can make a small change or anything like that, but for the most part, for the greater population, what we can control is this in front of us, and our family, and everything, and our future. That’s why we wanted to talk about this, because you’re absolutely right. I feel like stress levels are at the highest. There’s just so many things that are going on. It’s like stress for jobs.

It’s like, how am I going to pay the bills? It’s like, what’s going to happen? Is it going to be World War III? Is AI going to eventually outsmart humanity? Some of the top four, this is one thing I heard yesterday. We’re not talking about this today, everybody, but just know, top four experts in AI have said there’s a 10% probability in the next, what do they say, the next 15 years that there might be a mass change in the population, not for the better. Anyways, there’s just so many things going on, and there’s certain things that will stick in your head.

It kind of creates this, it blocks space. It takes up space, just like your computer only has so much hard drive. If you’re filling it with the wrong stuff, you’re not going to create space for the right stuff. And so today, Keaton and I are going to talk about what’s the right stuff that you want to be able to fill your brain with that’s going to help you going forward, not only from the expert level investor from Keaton Kirkwood, mortgage broker, entrepreneur, everything, and then from myself, very, very similar, but focusing on the real estate transactional side of things. We’re here to go ahead and give you the things that we’re focusing on and how we’re helping our clients at an arm’s length distance.

Keaton: No, 100%. I don’t follow the news either, because at the end of the day, it’s a business, and it doesn’t have an obligation to tell the truth per se.

So they want you vested in things. And how do you get vested in things? Well, it’s either a large positive feeling, which is very hard to invoke, or a large negative feeling. And it seems like the negative has been the focus. So I think a big thing is just detached from that. My attitude at least is, Calvin, if something happens in the world that we need to know about, we’re probably going to hear about it anyways. So there’s no need to be constantly plugged in.

I see family members and stuff that are just glued to their poison of choice, whether it’s U.S. news, Canadian news, whatever. And I think it’s a mistake. At the end of the day, just like think and grow rich, you talk about the bandwidth piece, the memory. One of the core books of me growing up and kind of getting into the financial world was think and grow rich. And the idea that you need to focus on what you’re trying to achieve and focus on that goal. And your brain will, you’ll have that wake up at two in the morning and that idea will pop in your head to solve that problem you’ve been wrestling with.

But the problem is, that goes the other way too. If you’ve been focusing on something happening somewhere else in the world that you can’t control, you’re going to have that 2 a.m. wake up, and it’s going to be a fear that you can’t do anything about. Oh, what if this happens? So I’m a big believer of be aware of what you need to know, but push the rest aside. And, you know, just don’t stress about it. Focus what you can control.

And that’s, you know, believe it or not, that’s not even your body. That’s not your health. It is your thoughts and your actions. And I think that that’s an important piece. And surrounding yourself with other people like that, because, you know, one of the things I’ve noticed is that you spend a week or two with people that are not focusing on the negative and rather just focusing on what they can do. You feel very different after those couple weeks versus, you know, you have some family in town or whatever it may be. And, you know, you listen to your uncle talk about World War III for a day or two.

You have a very different headspace after that. So I really suggest that just, you know, start focusing on the long term. And at the end of the day, it’s all we can do. I personally live with a philosophy, which is if I think about the future and what I’m trying to achieve, and I set reasonable goals, and then I do my best, I give it 100 percent, I completely detach myself from the outcome at that point. Obviously, I do my best to adapt and change and make it happen. But I know that if I did my best, I gave it 100 percent. There is zero stress.

There is zero anxiety because I cannot do more than my best. So I’ve really found that that’s been a useful piece for me as a real estate investor, as a father, as a husband, someone who owns a home and has a business. I’ve noticed, Calvin, you seem to do the same because I watch you just charge on stage in front of 600 people. I watch you build a team, build your real estate portfolio, build a house. And, you know, I think some may see it as you don’t have any doubts or anxiety, but I think it’s just you give it your all. So I’m curious.

Calvin: It’s the, you know what, it’s the static or the signal that you want to pay attention to.

The static is not going to create any incremental changes in your life. The signals will. And everybody gets both throughout every single day. And you have to decide what are you willing to pay attention to, the static or the signal. The static is everything else out there that is not going to help you get ahead to your goals. And the signal is the opportunities and the messages and the information that you need to collect to solve the problems that are going to help you get further ahead in whatever your goals are. And it’s up to your choice on how you want to filter that data in your head.

And just like any muscle, it takes repetition. Repetition is the mastery of skill. So it takes that time to be able to strengthen that muscle. So if you find that you’re focusing more on the static than the signal, start small. Start practicing. And as soon as you catch yourself in that opposite, as soon as you catch yourself sitting down watching CNN, just turn it off. Go do something else.

Go do the lawn. Go do something else that’s going to take your brain off of it. But just like anything, it does take repetition, right? Get your reps in.

Keaton: No, 100%. And that’s what for me really worked. I’ve noticed that my worries, and I find that a lot of people have this comment, health, family, future.

And often the future ties all in. But really, people say that money doesn’t create happiness. And I agree with that 100%. But one thing that Tim Sy likes to quote me on now is money is the lubricant of life. If you do not have enough funds, there’s a lot of friction in things. There’s a lot of worry. Whereas, you know, when you have an excess of funds where you’re not worried about, will you pay your bills this month?

Will you eat? And as that worry moves further and further into the future until you think of, say, someone who’s very well off and is like, I could just quit my job tomorrow and I’m good for 10 years or whatever it may be. I would argue that that anxiety goes down. So one of the big focuses that I’ve looked at is, once again, removing that negativity, trying to be healthier and more active. And then just being very proactive financially, trying to lower costs, pay less tax, get more saved away. Because at the end of the day, with those three things together, and then, you know, the last piece is just spending time with friends and family. What else can you do?

And I’ve just found it so much more rewarding to focus on that stuff than to, you know, spiral.

Calvin: Exactly. So now we’ve gone ahead. Don’t stress. I think the next step is to be able to make a plan. Is that right?

Keaton: 100%.

Calvin: All right, let’s talk about that.

Keaton: No, I’m a big believer. So there’s where you’re at today. It’s a very skinny little thing to put my hands up on. So there’s where you’re at today, right? You’ve got certain resources, certain debts, certain challenges. And then you’ve got a goal far in the future.

Maybe this is 20, 30 years from now. Maybe it’s support your parents when they age and they can’t work. Help your kids get a head start in life and have like a solid retirement or whatever it may be. But when we know what you’re trying to achieve and we know where you’re at, we can start to backwards extrapolate what you need. It’s going to be a certain amount of wealth or a certain amount of passive income. We work that backwards and then we know what you have today. We can start planning that forwards.

And we can think of it almost like a Roman bridge, the arch. We have a certain amount of data that we know is very solid. We can start planning that forward and it gets a little thinner as we get, say, 15 years from now. And we know what you need. That’s relatively concrete. We can start planning it backwards. And I think building that plan really helps because it lets you know what risks you need to take.

I think it’s one of the things real estate investors struggle with is, Calvin, do I do that 16 plex? Do I build that high rise or do I just buy three houses? Well, what do you need to do? Do you need 1,000 horsepower to haul whatever your goals are or do you need 200? And I think that it’s knowing that you’re taking the risks you need. Maybe a little bit more for that one or two, you know, lavish wants you want. But at the end of the day, you’re keeping things in check.

There’s a certain liberation with that versus what I call the real estate flu, which is that, Calvin, I’m going to buy, you know, I need 1,000 doors. And what I always say back to those people is, why? Well, I want passive income. Why? Well, I want cash flow. Why? Well, I need a lot of money. Why? And then we start to get to the real stuff.

Well, I want to hang out with my parents before they pass. I want to spend more time with my kids because I saw a stat that says, I forget what it is, like 75% of the time you’re going to see your kids is like before they’re 18. You know, we figure out what those reasons are and then we can translate them into the real world. I think that’s the mistake people make with planning is they leave the real world out of it.

Calvin: And let’s talk about like finances because I think there’s a lot of different ways that you can create calm in the chaos and whether it’s like, you know, whether it’s health, family, finance. Let’s talk about finance and a very common goal we’ll get with investors is, you know, I could, you know, if I had $5,000 extra every month, it really could help me change my life. It could help me, you know, pay off debt.

It can help me, you know, get ahead with things around the house. I can go on vacation. I can create a little bit of a fund for my kids when it comes to go to college, you know. So, let’s just use that as an example, okay? So, we’re both working with a client and their goal is to achieve $5,000 more in passive income for those reasons and they’re going to use that $5,000 and kind of, you know, spread it all over. Keaton, where do you think, where would you start? What would be some of the tips that you’d offer somebody if they were just starting or maybe someone’s halfway through that goal right now, which many of you that are listening might be, right?

Keaton: Yeah, at a fundamental level, the first thing we do is we try to lower costs as much as possible. Because if you, okay, there’s certain costs we can’t control. Your kids are in activities. You have to eat. You have certain fixed bills. That’s out. Can’t change that.

You know, you can’t turn your heat off in the winter. But there are costs you can control. The cost of your debts, the total cash flow you have going in and out, the taxes that you pay. Within reason, there are ways that we can make these things more efficient. So, we focus on lowering the cost, which gives you more money, essentially.

Lower cost, same income. You’ve got more disposable income. And then we focus on assessing the resources you have available and then deploying them into cash flow generating assets. Like, at a fundamental level, that’s all we do. Is we lower your costs. We get you in the strongest qualifying position possible.

Help you pay less tax. Less interest. Get more money invested. And then it’s just time. And that’s really where you come in, Calvin. You’re the piece of like, okay, Johnny, Susie, you’ve got $250,000 that you didn’t think you had. But we were able to restructure, access it.

You can now go buy, let’s say, three houses. Sounds mind-blowing, but three houses, $250,000. That’s relatively doable, right? $80,000 times three, that’s $240,000. Yeah, I think so. I shouldn’t do math on a Friday morning. But at the end of the day, we focus on lowering the cost, getting the assets available, and then getting cash flow positive assets. Or something that’s going to generate well.

Calvin: Let’s pause it right there. And then, so, look, there’s two different roads that you could be in right now. There’s no, you know, where you are is where you are. And we want to be able to work with everybody, right? Like, I’m never going to leave you if you come up to myself and you have a problem. I’m always going to do my best to be able to solve that problem.

That’s really the difference between those that do this and are passionate about it, that have the experience. They can usually provide you as a client more solutions than somebody that is newer, isn’t really passionate, or just doesn’t have that experience, right?

Keaton: The problem is that they’re not part of this industry, like they thought, but they’re rewarding.

Calvin: For what we do, it’s problem-solving every single day. That’s just what we do. It’s solving big problems, small problems, medium-sized problems. So, if you came up to me, and let’s go with somebody that doesn’t have any money.

So say somebody doesn’t have any capital at all, but they want to get into real estate investing. That’s actually a very common thing. So, if you’re watching this right now, just know that you’re not the only one out there that doesn’t have, you know, $250, or $100, or $50, or even $20,000 that you can invest in real estate, right? Maybe this is like the point in your life where you’re like, okay, I’m going to start making the right steps. You can do it.

You can do it in your 20, 30, 40, 50, 60. I work with clients of all different ages, and you can start at any time. The biggest thing is just putting one foot forward in front of the other, because if you do that, you’re one step closer than you were yesterday, and that’s all it is consistently. Just make sure that you’re consistently just doing one foot in front of the other. If you don’t have any capital, like, you know, one of the words that Keaton mentioned was resources. One thing that I was trying to identify is what resources do you have available that we can work with that can allow you to get next step? So naturally, what I’m thinking in my head is if you don’t have any capital, you don’t have any money in any equity, say you’re renting, you know, maybe the resource you have, maybe it’s time.

Maybe it’s time. And what that could look like to you is maybe you’re, you know, maybe you’re going on these different investment platforms, maybe you’re coming to an event like a recon, you’re meeting other investors, and you’re meeting investors that don’t have time.

So guess what? Just like the oldest trade in the book, what’s something that you have that I want? What’s something that I have that you want? Trade, right? As long as you have similar vision, you know, similar ethics, there’s an opportunity there. And so you could just trade your time off on shadowing that person and then putting some extra work in, maybe looking over the property, maybe mowing their lawn. You know, I know that sounds weird, but like, there’s so many different ways that you can help these investors that are busy.

And then maybe they’ll let you shadow to learn how to actually invest in real estate from a practical standpoint, not just a theoretical, right? You can listen to the real estate investing morning show, learn what you need to know about basic real estate investing and, you know, advanced. But the next step is the practical experience. You know, partner yourself with somebody, be a backpack on someone else and see what they do on a day-to-day basis. And then once you get that experience, if you still don’t have any capital, you can start to trade off your time and application of like, whether it’s property management, deal seeking, you know, it could be anything that would help another investor that doesn’t have time. But now at a greater level, now you’re more valuable because now you have this information that you never had before that you can now apply. Like maybe you have a friend that’s really, really busy, that has a bunch of capital.

And trust me, I know there’s a lot of people stressed out when they have money in their banking. People that don’t have any money in their bank account stressed out, people that have tons of money in their bank account stressed out because they don’t know what to do with it. Trust me, it’s all the same. It’s different shit, but it’s, it’s very similar. Okay? So this person that has all this money in the bank account, they don’t know what to do with it. They don’t have the time to do anything with it.

You can help them with it. And now that you have this experience, you can create this JV partnership that we can talk about further and we’ll discuss it at Recon as well. You can create these JV partnerships that are mutually beneficial where you’re not putting any money down. The person that’s putting all the capital in gets their money out on whatever that exit looks like. And then any surplus is, is, is, is gifted 50 50. You know, there’s so many different arrangements like that. And how much money did it cost you? Zero. Okay. So I just wanted to go through that scenario one.

Keaton: So if you’re listening to this and you don’t have any money to live in with the, with major on a credit card, there, there are ways you can legitimately fully legally do that. Now. Hey, is borrowing your down payment on a credit card and saying yes in the general public. But what if you’re 23, you work in oil and gas or you’re in construction, you know, you’re at that stage where you’ve got some flexibility in your life, you make good money. Well, you could do that. Move into a home you’re in camp or, you know, you rent a room, you live in a room and you can rent out all the other rooms in your house. Now you live for free.

You get paid to have bought a house. You use that extra money coming in to pay off the credit cards. You can rinse and repeat. You could do that. You could buy three houses with 5% down, right? Like there are ways to do this in a savvy way, but it just requires that you have to look at the strengths you have. I’ve got two young kids. I’m married.

I’ve got a ton of pets. I can’t do that. That’s a strength. I don’t have, I have a weakness, which is my family in a sense, and I love them. They are also a strength, but I don’t have the flexibility. Someone who is single or, you know, has a boyfriend or girlfriend in their mid twenties, no kids, no major commitments. Like you could look at house hacking.

You know, there are ways to buy properties with very little money, with no money, your credit card in theory, do a balance transfer. Now it’s interest free. Like this is the fun stuff, but you got to figure out, that’s almost one of the things that we should put. You got to figure out, draw a little piece of paper. What are your strengths and what are your weaknesses? And you have to be creative with it. Time, flexibility, lack of commitments, like all of these things are strengths.

So you got to figure out what you’ve got going for you and play to it. You can also ask yourself what other people you aspire to be like, what are their strengths and weaknesses? Calvin, I know one thing that you and I both lack is time. We’re busy. We’ve got businesses to run, people to deal with, lots going on. So you know, it’s always ask yourself, you know, what you can bring to the table, because I think it’s more than most people think. We often underestimate ourselves.

Calvin: And if you were, you know, and then let’s go through the position that you had some money. Okay. So now for those that actually have some money. So what are the steps you can take? Well, I can tell you that now you have a different commodity, which is capital. And so one of the easiest things you can do, and Keaton brought it up, is you can house hack and you can purchase a property. You can live in one part of that property and rent out the other part or rent out multiple parts of that property. And you can help subsidize your expenses or even cash flow, depending on how you want the money to be, you know, organized in the back end.

But that’s a really good, easy way to get started into the real estate realm, right? Imagine if you bought a home that was worth $400,000, which you can in the city of Edmonton. You lived in the basement and you rented the main floor out for $2,000. And then you rented out the garage separate for 300. So, and then imagine if you bought that same home, but you never did that. How much money on an annual basis, if you rented out the main floor and the garage and you were making $2,300 a month, what’s $2,300 times 12, Keaton? Can you tell me?

I don’t know. It’s probably like $25,000 a year, something like that.

Am I right, everybody? I hope so. Something like that, right? So we’re going to say right around $24,000 a year. I mean, imagine if you got a bonus of $24,000 every single year. I mean, is that going to help?

Keaton: So you do that house hacking, $2,300.

Let’s just say that’s it. You house hack and you’re like, you know what? I’m going to do this long term. 25 years, you earn 10%, which is the S&P 500 average. $2.7 million off of one choice over a long period of time.

Calvin: Let’s take this. I’m going to take it a step further.

We’re going to go. Let’s keep it going. We’re going to play dominoes. So you got your first domino. And now after a year, you’re like, hey, Calvin, it’s been great and all.

But I think, you know what? I just found a girlfriend or, you know, my girlfriend and I have outgrown our space.

We’re going to have a baby. I’m like, congratulations. That’s so amazing. We want a main floor, but we don’t want to kick our tenants out. So that means we need another property. Okay. So what we can look at doing is we can look at taking that money as a down payment.

You can still put your 5% down, purchase your second property. Maybe you want to buy a $450,000 property because you want a slightly bigger main floor. Maybe it’s a two story. You live in there. You have the extra space now. And then you rent out your basement. Now, what do you do? You rent out the basement of the house that you were previously in.

So now that house, you’re getting an extra $1,300 on top of the $2,000 on top of the $300. And then you’re also renting out the basement of your second property. I mean, at that point, that’s a considerable amount of money.

Let’s add that up. So you’re at $2,300. You’re at $3,600 in gross on your property one, plus an additional $13. So you’re at $49, is that right?

$36,000, $49,000, $4,900 a month, something like that. Okay. And then $4,900, Keaton, times 12.

What are we at? What is that? What is that?

Keaton: $50,000 a year?

Calvin: So does that make a difference? Does that make a difference? It’s starting to make a difference. And you could do this in the course of a year, a year and a half, right? Hey, you can also do it over 10 years. That’s the thing.

Keaton: A lot of people are like, oh. You can also do it over 10 years. It’s about taking positive steps forward. It does not matter if it is an inch or it is a mile. It is about doing your best to move forward towards the future that is you’re happier, less stress, you’re not worried. Maybe you have something to leave your kids. I’m a big believer of that because, once again, it’s not about millions of dollars.

It’s just about stability. It’s about, hey, do you know that one day your parents getting sick is not going to ruin your future? Is not going to force you to choose between your retirement, supporting your kids and helping your parents? I’m a big believer of doing your best to be in a position so that you have it all, right? You can have the ability to do what matters to your heart while knowing that your brain, your logical side is satisfied that, hey, you’re going to be okay.

Calvin: Absolutely. Yeah. And I mean, having that buffer, it’s interesting because we started investing outside of our primary back in 2013.

And my goal was to just be able to create this future where I wasn’t limited on what I could offer my kids. I wasn’t limited on not being able to go on vacation because I grew up in a household where I never really went on vacation much. We never traveled outside of Canada, let alone outside of Alberta. And so I wanted to be able to offer that, have that opportunity that if I wanted to go away, I had the ability to. And it definitely offered that. But then it came across, for example, like you mentioned, we’re doing house renovations. I ended up selling a handful of properties so we could end up living in the home that we live in now.

And five years down the road, if you ask me, hey, Keaton, or if you’re like, hey, Calvin, why are you doing this? The answer would have been totally different. But the one thing that it does, and one thing you mentioned is like the lubricant to life is like you have more opportunities and you never know where something might change. There might be a pivot along the way, and there’s nothing wrong with that. But you’ll have more opportunities of what you can do. And your future self will thank that previous self that you made those steps, whether it’s one step or two steps, right? It’s easy to compare yourself, but just make those little baby steps forward.

Because at the end of the day, if you lose your job or if someone gets sick, you’re going to be in a better position. So yes, there’s a little bit of like short-term sacrificing, whether it’s your time, whether it’s instead of putting your money into like a nice big diesel truck with a big blower, maybe it’s putting your money into an investment that you actually might see better returns. Yeah, short-term, does it suck? Yeah, take five minutes, cry about it. And then put your big boy pants or big girl pants on and just move forward. And know in the long term, it’ll be way greater of a benefit to you than that short-term dopamine rush that you probably are very used to experiencing that we get addicted to.

Keaton: I understand. And I think it’s as simple as it’s not the first steps, not buy a property. It’s not build a real estate portfolio. It’s make a phone call, buy a ticket to REI Con, have a conversation with Calvin, whatever it may be. It’s send an email. It’s just that little tiny like, okay, you know, there’s a spark. Okay, let’s give it a little oxygen. What’s oxygen? Information. Give it a little more information.

Slowly that grows to a flame. Okay, now let’s give it some fuel. Maybe that’s a little bit of money or a little time or a little energy. Maybe it’s buying your first home, but it’s a gradual process. I think that’s where a lot of people struggle because they get overwhelmed.

Calvin: I completely agree. So first step is don’t stress. I know it’s harder said than done. Don’t stress, right? Next step is from the stress.

Keaton: The reality is your time, your energy, your thoughts are what fuel that stress. Move it somewhere else. More productive. The stress will starve and go away. That’s the trick. It’s not don’t stress. It’s think of something else.

Calvin: Yeah, find a different problem. And then you want to make a plan, right? Which we can help you with as well. But it’s also, you know, like he said, you can take that right down your strengths, your weaknesses, your resources that you have available.

And it may not come to you. Maybe you’ve got to talk to a friend, talk to one of us, write it down in front of you, and then get some clarity. What’s the next step that you recommend for people, Keaton?

Keaton: I think once you’ve got the plan together, really, it’s just more information and just act. Little bite-sized pieces. Maybe it’s cancel a few subscriptions. Maybe it’s call through your recurring bills and say, hey, I want to cancel. I’m unhappy.

And see if you can get that 30, 40% off. Maybe it is freeing up some time. As simple as maybe, hey, we all buy the same things.

Okay, superstore, recurring order, right? Hey, I’m going to go pick up my groceries. That’s going to save me 30 minutes. That 30 minutes, I’m going to read a book. You know, whatever it may be. But I think it’s just start taking action.

Just little itty bitty steps. And, you know, I think one of the things we’re all looking how to change things magically overnight.

Little 1% improvements. The grocery idea, right? Hey, that trims, you get an extra 30, 40 minutes a week. Great. Use that to learn more. Call through your bills with those 30 minutes. Lower your bills.

Cancel the unnecessary things. Maybe just, I’m not saying sacrifice, but go with just a little bit less. Ask yourself, what are you doing that you think makes you happy, but isn’t? Get rid of it. And then just slowly, like, it’s amazing how fast you build momentum and how quickly I’ve seen people’s lives change and transform. And how different someone is on the second or third conversation, when all of a sudden they see light at the end of that. You know, let’s be honest, man.

Nothing sucks more than being like, shit, I’m going to do this job for 25, 30, 35 years, if I’m lucky enough to retire. And there’s just no light at the end of the tunnel, but just doing that little bit extra. I know you feel tired and you feel exhausted. Like, I’ll never be able to get up earlier. All I want to do is go home and watch Netflix, play games, whatever, because I’m just done. That exhaustion goes away when there’s hope, when there’s actually like, I can fix this. This can change.

Calvin: It is funny how energy is actually released. Just like, you know, when you work out and you do something hard, you know, when you’re tired, but then you go work out. And then all of a sudden you have this, like, new burst of energy that you’re like, where did this come from? It works very, very similar when it comes to, you know, making progress towards your goals. There’s this, like, burst of energy and you’re gonna be like, what the hell? Like, usually I’m really tired right now after work, but I’m like, I’m actually genuinely excited to do that next step. And it’s not going to happen instantaneously.

It’s just like, go to the gym. The first, like, couple of weeks that you go into the gym, yeah, you’ll probably just be more tired afterwards. But once you get into it and it’s like, hey, I can either not go to the gym or go to the gym and you feel way better afterwards. Just know that’s a very similar feeling of endorphins that get released just in a different, just in a different biological way.

Keaton: First got into real estate. I would, first Monday of every month, Ozzy Drucker would run a real estate group. I’d get home at 11 o’clock and normally I’d be just bagged.

And I wouldn’t be able to sleep till two in the morning because the wheels would just be turning. So I know exactly what you mean.

Calvin: Yeah. Keaton, thanks so much for hanging out. That was great. There’s so much more we can unpack, but you know what? We can’t give it all to you right now.

Like I mentioned, it always just is so great. It’s always great seeing you.

Keaton: That’s good to see you too, man. Love the energy.

Calvin: All right, everybody. Other than that, we look forward to seeing you guys in the future.

Please follow along. Keaton, what are you looking forward to most this weekend before we sign out?

Keaton: This weekend? I’m excited to be with my family, man.

Calvin: Amazing. I love it. Well, enjoy your weekend.

Good seeing you, my friend. Enjoy the rest of your Friday, okay?

Keaton: Cheers.

Calvin: All right, buddy. Bye. Bye for now.

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